"Glad" to see your viewing this with a VERY "one-sided" view. Obviously, you haven't bothered to take into consideration things that happen in life. A person can do to college (in student loans), FULLY intending on posting those loans...but then, as CAN happen, things 'happen'.
What if someone ended up in an accident, preventing them from working? Should those people still be required to pay back their student loans? What about all those who graduated in the Spring/Fall of 2019, who either lost their jobs, or couldn't find jobs, in 2020, due to this coronavirus crap? Should they be held responsible? Then, there's the matter of the federal entities who holds the student loans, who can "sell" them to another federal entity any time they want...and, when they do so, they tack the 'fees' (which can easily be in the thousands of dollars) onto your bala!nce...why should we, the borrower, be forced to pay the fees (not to mention any interest added) they chose to incur?
Instead of viewing matters such as this with your one-sided view (as your HAVE often done), it would behoove you to start looking at things from both sides. Learn to see the positives AND negatives of any situation, so that you can PROPERLY evaluate. Viewing things from only one side is not only improper, it's a very SCREWED UP way of going about things.
I am a student loan borrower, who originally had a balance of somewhat under $40K. Due to family matters, and other circumstances beyond my control, I had to leave before graduating, and was only able to work a part-time job. After 6 months, when u was required to stay repaying the loans, I wasn't earning enough to pay (they wanted more per month than I was earning). Because of this, I was forced into entering they're "Economic Deferment" program. While this defers loan repayment, they continue adding interest
Moving forward over the years, the federal entities holding the loans have sold my student loans back-and-forth MULTIPLE times...and, each time they've done so, they've tacked on $4k-6K to my balance. That original balance of less than $40K has "ballooned" to almost $130K, with at least $50K of that coming from then selling my loans back-and-forth. On top of all that, due to something that was NOT my fault (medical), I was on SSDI for 8.5 years. During that time, I was barely getting enough to live on...instead of having my own place, I was forced into renting a room...a friggn' 12x12ft room...THAT was my entire "living area".
I might have been employed full-time prior to this whole coronavirus crap, but not even that had me earning enough to make monthly payments in the amount they want, so I had to enter their "Income Driven Repayment" plan...however, once COVID-19 hit, and I went from working 40-50 hours per week, down to 5-8 hours per month, is should be obvious that there was NO way I could even make the IDR payment amounts.
So...now...let me ask you - after reading all of what I've gone through (and, u am, by far, NOT the only one to have gone through similar situations), do you still believe that student loan forgiveness isn't necessary under certain circumstances? Put yourself in my shoes...if you had gone through even half of what I've gone through (and, I can tell you, there are PLENTY who've gone through even worse than me), would you still say student loan forgiveness shouldn't be done?
~ More peace, love, laughter, & kindness would make the world a MUCH better place