so i pull my shoulder pulling a pump out at work (150 - 200# ) dont think much of it figure its the usual aches and pains , ice and heat after work for a few days and its sore but tolerable. then 2 weeks later i put the same pump back in but this time the next day i cant lift or hardly move my shoulder so i tell the boss ask for a couple days of sick time to let it heal he says fine but i need a note to come back , i go see the doc he tells me i got a damaged rotator cuff and i need all these tests, MRI XRAYS blah blah and no note, i hoped to be back at work yesterday but still no shoulder. so i tell the boss and talk to the insurance lady and they tell me because i didnt fill out a report im on my own, no workers comp. and in a nice way go F myself. now im sitting here with a belt around my neck, holding up my arm and typing with one hand. i guess what im asking is what are my options, how long does something like this take to heal and am i f##$ed.
thanks
rb
Let me preface this by saying that i am a Loss Control Specialist at a very large Insurance Workers Compensation Insurer.
Sorry to hear about your issues. I'll give you a few points of advice.
1. Although it varies State by State, there is a time window you have from your initial date of injury that you can file a claim with your companies Workers Compensation Insurer. Here is WV it's 6 months. Yep you have 6 months from the day you were injured to file. After that, i don't have to have a reason to deny your claim. So first thing, tell your employer you were injured at work and you need to file a workers compensation claim, if they say you can't call the insurance provider.
2. Shame on you for not telling your supervisor as soon as you got hurt. In this industry, if you wait to file, facts get distorted, information lost, and injuries worsen. If you get hurt, tell someone asap.
3. Workers Compensation Insurance is required by law (varies state by state). It is a necessary evil for your employer.
4. If you were
legitimately injured at work, you are entitled to medical treatment, and rehab afterwords. Your employer is liable for your safety.
Good luck with your injury,. Shoulder injuries are one of the worst to recover from and slowest to heal. If you have an issue with one / several on the muscles in the rotator cuff you are looking at least at 70 days off work with arthroscopic repair (per Official disability guidelines 2009). With open surgery, you likely will never be able to return to the specific job that caused the injury (Per ODG 2006 - Indefinite period). Not trying to scare you but if it is work related, seek compensation and the care you deserve.